Kate's on a Plane

Credit Cards

REcommendations, Commentary, and Tl;DR

These links are my personal referral links, and I may earn a bonus if you use them.

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Chase Sapphire Preferred

  • The #1 recommended starter card
  • Unlocks the ability to transfer Chase Ultimate Rewards to airline and hotel partners
  • Low annual fee
  • Excellent travel insurance
  • You can only get the welcome bonus once every 48 months, so start the clock ASAP.

Apply →

Chase Ink Business Preferred

  • Unlocks the ability to transfer Chase Ultimate Rewards to airline and hotel partners
  • Low annual fee
  • A generous welcome bonus
  • Think you don’t have a business? Think again

Apply →

American EXpress Gold

  • A moderate annual fee, largely offset by annual credits
  • Welcome offer is once in a lifetime, so make it count!
  • Earns 4X on dining and groceries
  • Unlocks the ability to earn Membership Rewards through Rakuten
  • Higher welcome offers may be available from other application links–Google around

Apply →

American Express Business Gold

  • A moderate annual fee, largely offset by annual credits
  • Welcome offer is once in a lifetime, so make it count!
  • A high minimum spend requirement, so a good choice for large purchases
  • Unlocks the ability to earn Membership Rewards through Rakuten
  • Higher welcome offers may be available from other application links–Google around
  • Think you don’t have a business? Think again

Apply →

Capital One Venture X

  • $395 annual fee is entirely offset by annual travel credit ($300) and 10,000 anniversary bonus points ($100+)
  • Confers lounge access
  • Includes $120 credit for Global Entry or TSA PreCheck
  • Excellent travel insurance
  • Points can be used to “erase” travel purchases
  • Can be difficult to get approved for, so get this card early!

Apply →

Capital One Venture

  • For those who find the $395 annual fee on the Venture X intimidating
  • Includes $120 credit for Global Entry or TSA PreCheck
  • Points can be used to “erase” travel purchases

Apply →

Southwest Rapid Rewards

  • There are two Southwest business credit cards; combine one business card with one personal card to earn the Southwest Companion Pass and get BOGO flights for up to two years

Apply →

Southwest Rapid Rewards Business

  • There are two Southwest business credit cards; combine one business card with one personal card to earn the Southwest Companion Pass and get BOGO flights for up to two years
  • Think you don’t have a business? Think again

Apply →